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Dank kurzer, frei w\u00e4hlbarer Laufzeiten ab 6 Monaten bietet das Modell deutlich mehr Flexibilit\u00e4t als ein Kauf oder klassisches Leasing. Ein weiterer Vorteil: Nebenkosten z.B. f\u00fcr Versicherung, Wartung und Steuern sind in der Abo-Rate bereits enthalten.<\/p>"},{"id":2311,"type":"probonio_accordion_entry","colPos":201,"categories":"","appearance":{"layout":"default","frameClass":"default","spaceBefore":"","spaceAfter":""},"label":"Was ist das FINN | JobAuto?","content":"<p>Mit dem JobAuto-Modell bietet der Auto-Abo-Anbieter FINN Unternehmen die M\u00f6glichkeit, Firmenwagen im Abo zu mieten und ihren Besch\u00e4ftigten zur Nutzung zu \u00fcberlassen. Die Abo-Rate wird dabei per Gehaltswandlung aus dem Bruttogehalt der Nutzer finanziert.<\/p>"},{"id":2310,"type":"probonio_accordion_entry","colPos":201,"categories":"","appearance":{"layout":"default","frameClass":"default","spaceBefore":"","spaceAfter":""},"label":"Was ist eine Gehaltsumwandlung?","content":"<p>Bei der Gehaltsumwandlung wird ein Teil des Bruttogehalts nicht in Geld ausgezahlt, sondern als Sachbezug gew\u00e4hrt \u2013 beim FINN | JobAuto ist das die Nutzung eines (E-)Firmenwagens. Das bedeutet, dass sich das Bruttogehalt w\u00e4hrend der Laufzeit um die Abo-Rate f\u00fcr das Auto reduziert. Dadurch verringern sich auch Steuer- und Sozialabgaben der Mitarbeitenden.<\/p>"},{"id":2313,"type":"probonio_accordion_entry","colPos":201,"categories":"","appearance":{"layout":"default","frameClass":"default","spaceBefore":"","spaceAfter":""},"label":"Was bedeutet geldwerter Vorteil und wie hoch ist dieser beim FINN | JobAuto?","content":"<p>Da Arbeitnehmer das Fahrzeug auch privat fahren k\u00f6nnen, gilt die Nutzung des Autos im JobAuto-Modell von FINN als Sachbezug, f\u00fcr den ein geldwerter Vorteil versteuert werden muss. &nbsp;F\u00fcr Elektrofahrzeuge wird der geldwerte Vorteil mit 0,25 % des Bruttolistenpreises angesetzt (bis 100.000 \u20ac). Bei Verbrennern hingegen betr\u00e4gt die Versteuerung des geldwerten Vorteils 1 % des Bruttolistenpreises.<\/p>"},{"id":2314,"type":"probonio_accordion_entry","colPos":201,"categories":"","appearance":{"layout":"default","frameClass":"default","spaceBefore":"","spaceAfter":""},"label":"Warum spare ich mit dem FINN | JobAuto?","content":"<p>Da die Abo-Raten f\u00fcr den FINN-Firmenwagen beim JobAuto-Modell per Gehaltsumwandlung aus dem Bruttogehalt finanziert werden, sinkt auch die Bemessungsgrundlage f\u00fcr Steuern und Sozialabgaben, sodass die Netto-Belastung niedriger ist als die Abo-Rate. Das zahlt sich besonders dann aus, wenn \u00fcber das Abo ein E-Auto abonniert wird, bei dem f\u00fcr die Versteuerung des geldwerten Vorteils die g\u00fcnstige 0,25%-Regel gilt.<\/p>"},{"id":2315,"type":"probonio_accordion_entry","colPos":201,"categories":"","appearance":{"layout":"default","frameClass":"default","spaceBefore":"","spaceAfter":""},"label":"Welcher Steuersatz gilt f\u00fcr die Besteuerung von Firmenwagen, die \u00fcber FINN abonniert werden?","content":"<p>Wie hoch der geldwerte Vorteil bei Firmenwagen versteuert werden muss, h\u00e4ngt neben dem Bruttolistenpreis des Fahrzeugs auch von der Antriebsart ab:&nbsp;<\/p>\r\n<ul><li data-list-item-id=\"e6e2e029a822d1917f8a8804c0f5d7c08\"><strong>Verbrenner:<\/strong> Der geldwerte Vorteil wird pauschal mit 1 Prozent des Bruttolistenpreises versteuert.<\/li><li data-list-item-id=\"eee631ba00187876a99f205dfa99505bc\"><strong>Elektroautos:&nbsp;<\/strong>F\u00fcr Elektrofahrzeuge bis zu einem Bruttolistenpreis von 100.000 Euro gilt f\u00fcr den geldwerten Vorteil der pauschale Steuersatz von nur 0,25 Prozent des Bruttolistenpreises. Bei Elektroautos, deren Preis h\u00f6her als 100.00 Euro ist, betr\u00e4gt die Versteuerung 0,5 Prozent. Diese Regelungen gelten bis 2030.<\/li><li data-list-item-id=\"ecf25dd2ad7d7a11208a36129e7e13103\"><strong>Hybrid-Fahrzeuge:<\/strong> F\u00fcr Plug-in Hybride gilt unabh\u00e4ngig vom Kaufpreis eine Versteuerung von 0,5 Prozent, ebenfalls bis 2030. Voraussetzung daf\u00fcr ist, dass das Hybrid-Fahrzeug extern aufladbar ist und entweder weniger als 50 Gramm CO2 pro km ausst\u00f6\u00dft oder eine elektrische Reichweite von mindestens 80 km hat.<\/li><\/ul>"},{"id":2316,"type":"probonio_accordion_entry","colPos":201,"categories":"","appearance":{"layout":"default","frameClass":"default","spaceBefore":"","spaceAfter":""},"label":"Was ist der Rahmenvertrag beim FINN | JobAuto?","content":"<p>Der Rahmenvertrag f\u00fcr das FINN | JobAuto wird zwischen dem Unternehmen als Arbeitgeber und FINN als Abo-Anbieter geschlossen. Er ist die Grundlage f\u00fcr alle FINN-Abos, die bei diesem Arbeitgeber geschlossen werden. Geregelt werden im Rahmenvertrag die Rahmenbedingungen rund um Zahlungsabwicklung, Abo-Konditionen, Bestellprozess, Serviceleistungen und Datenschutz.<\/p>"},{"id":2317,"type":"probonio_accordion_entry","colPos":201,"categories":"","appearance":{"layout":"default","frameClass":"default","spaceBefore":"","spaceAfter":""},"label":"Was ist ein \u00dcberlassungsvertrag?","content":"<p>Vertragspartner von FINN | JobAuto sind nicht die Arbeitnehmer, die die Autos nutzen, sondern der Arbeitgeber. Dieser abonniert die Autos und \u00fcberl\u00e4sst diese dann seinen Mitarbeitenden zur Nutzung. Der \u00dcberlassungsvertrag wird dementsprechend zwischen Arbeitgeber und Arbeitnehmer geschlossen und regelt die Bedingungen der Nutzungs\u00fcberlassung.<\/p>"}]}}],"colPos0":[{"id":2284,"type":"probonio_hero","colPos":0,"categories":"","appearance":{"layout":"default","frameClass":"default","spaceBefore":"","spaceAfter":""},"content":{"headline":"Neu bei Probonio: <span class=\"text-secondary\">E-Auto-Abo<\/span> mit FINN | JobAuto","description":"","bodytext":"<ul class=\"list-check\"><li data-list-item-id=\"e2038d8c2575b8cc5ce0628bea2773e9f\">Klimafreundliche Mobilit\u00e4t als Benefit<\/li><li data-list-item-id=\"e113cedea3d9f9ee71b8b823799e79c04\">Ohne Kosten und Risiken f\u00fcr Arbeitgeber<\/li><li data-list-item-id=\"e934cbf23b7585611ebea12bd5c9974b8\">Flexible Laufzeiten im Abo-Modell<\/li><li data-list-item-id=\"ebf764f71382921dd072b6800cc0f2f07\">Bis zu 40 % Ersparnis dank Gehaltsumwandlung&nbsp;<\/li><li 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